People see our advertised:
They ask how can that be true?
"I had 10 other dealers tell me no, and one asked me to return the car they sold me!"
We really can get an approval for anyone!
Here is how this works.
1. Proof of Income with a minimum of $800.00 per month is required
Question? I get paid cash under the table. Can I qualify?
Answer! Yes, if you deposit it into the bank. If you can't prove it, then no.
2. Proof of Residence. The bank wants to know where you live.
Question? All the utilities are in another person's name, can i still qualify?
Answer! YES. Just tell us upfront, as we have a solution for this as well.
3. Bank Account (not required but helpful)
Question? I don't have a bank account, can I still qualify?
Answer! YES! Just tell us upfront so that we enter it correctly without a bank account.
Question? I don't know 10 people?
Answer! Ask a few people at work, most are happy to help you. Don't worry their information does not end up on a telemarketers lists.
5. Down Payment
Down payments are hard to give on this page. Each individual will have different down payment requirements. The amount down that is required is a function of your overall credit tier, and the car you want to buy. We will work hard to make sure that your down payment is as affordable as we can make it.
Be realistic, if you have a fresh repossession, or two, your down payment requirements will be higher than a person that has paid off a car loan recently. The down payment is also determined by the car you pick out. If you just had a repossession, and you only have $1000 down, please do not expect to buy a lifted F250 Diesel, or a BMW sports car. We can get you approved, but the vehicle will be dependant on your down payment. If all you have is $1000 and have had 2 Repossessions it will be basic reliable transportation, not a luxury car.
Nationaly the average down payment is about $2200.00 but don't worry let us know what you have now and we will try our best.
Let us know what your situation is, Here at IE Dream Motors our main goal is to make sure that you can afford to make the payments on your new car. That includes the down payment, and the monthly payment so that you can get reestablished. We do not want to let you get into a position where you cannot afford to make the payments, and let your chance at new credit get ruined.
Question? I don't have my down payment all today, but you have the car I really want now, what do I do?
Answer! Call us, or submit an application. If you agree to the terms, we will make sure you don't miss out on your car.